Everyone should know by now that drinking and driving never pays. But it could also cost family members some much needed help by way of life insurance proceeds. In American Heritage Life Insurance Company v. Carmen Morales, a family was denied death benefits because the decedent had been drinking and was legally intoxicated at the time of the jet ski accident that resulted in his death. So his family was unable to recover any death benefits because the decedent was legally drunk at the time of his death. By way of additional background, in that case, the insured purchased […]