March 8, 2017

Your Insurance Claim May Be Dead On Arrival and Denied if You Fail to Adhere to the Conditions Set forth in Your Insurance Policy

Your insurance claim may be dead on arrival and denied if you fail to adhere to the conditions set forth in your insurance policy.  This point is illustrated by the ongoing dispute Alfredo Hernandez (“Hernandez”) had with his insurance company, State Farm. Hernandez was initially paid $36,858.80 for losses caused by Hurricane Wilma. Hernandez claimed that he noticed additional damages sometime after the initial payment and proceeded to renovate the large majority of his home.  Hernandez did not contact Sate Farm before, during, or after the repairs to allow inspection and kept only minimal records of the costs associated with […]